Ezee Driver terms and conditions

You must 

  1. be a girl 17-24 or boy 21-24 with an acceptable postcode (area “J” or less on our scale) and in full time education or employment, although some occupations are not acceptable.
  2. be buying and insuring a car in your own name for the first time.
  3. have a full or provisional UK driving licence with no points, endorsements, offences or convictions.
  4. have been claim free in the last 5 years.
  5. have lived in the UK for at least the last 3 years.
  6. have a mileage of 12,000 or less in the 18 month period.
  7. meet the insurer’s normal underwriting criteria (we’ll check that).

The car you buy must

  1. be group 1 - 17 on our car group list.
  2. be 6 years old or newer
  3. not be modified from the manufacturer’s standard specification. If you modify the car, the policy needs to be cancelled and you need to arrange alternative cover.

You can

  1. include your parents to drive if they have a full UK licence and no more than 3 points and one claim in the last 3 years in total.
  2. change the car/drivers covered by the policy as long as the new car/drivers are acceptable to the insurer, and you pay any extra premium that is due. You must tell us about changes immediately. This also applies during the 6 months free period, because the free cover is given for the car and drivers you had at the end of the initial 12 month period, i.e. changes are not free.

If you make a claim

  1. an excess is payable. The excess is £600 if you have an accident and £300 if your parent(s) have an accident or there is a fire/theft or malicious damage claim, £80 for windscreen replacement and £25 for windscreen repair claims.
  2. no refund of premium is due if you cancel the policy. If you pay monthly, the remaining payments need to be made.

Your car dealer/sales person
cannot commit us or the insurer to provide cover or give you advice about the suitability of cover. Please ask us if you have enquiries.

After 12 months cover
6 months free cover is offered for the car and drivers covered by the initial 12 months policy.  The 6 month period will be a renewal of the original cover and will be subject to any changes in policy terms and conditions. You will be advised of these.

After 18 months cover
you will be offered a normal 12 month policy with the insurer and this will be based on having 2 years no claims bonus. However, the 2 years no claims bonus earned under this scheme at the 18 month stage is not transferable to another insurer. If you transfer to another insurer you will be able to use the earned no claims bonus in whole years which is subject to reduction if a claim has occurred.

Other important information

  1. this scheme may be withdrawn at any time without notice and the insurer’s decision is final.
  2. nothing contained in this leaflet obliges us or the insurer to provide cover.
  3. these terms and conditions are in addition to the normal policy terms and conditions, and Andrew Yule Insurance’s terms of business both of which are available on request. You can also request a policy summary which gives some details of the cover.